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|New York’s Exchange Portal: A Gateway to Coverage for Immigrants Health Insurance Exchanges have the potential to eliminate many existing barriers to health insurance coverage for low-income workers facing reductions in salaries and benefits. Immigrant families, whose incomes tend to be lower to begin with, have been particularly hard hit by escalating health care costs. National figures from 2010 indicate that 75% of workers in noncitizen families were in traditional blue collar jobs, as compared to 60% of workers from citizen families. The average median annual income for noncitizens was $25,000, roughly half the amount for citizen households. In New York, home to 4.3 million immigrants, noncitizens are over three times as likely as citizens to lack health insurance. Read More|
|The Long Island Foreclosure Crisis: Stabilizing the communities most impacted by foreclosures in Nassau and Suffolk Counties Study identifies hardest hit towns and strategies to keep families in their homes and limit damage to the local tax base. Read More|
|Paying More for the American Dream VI This report examines systemic inequities in the mortgage market, as reflected in neighborhood lending patterns based on race and ethnicity. The authors analyzed 2010 Home Mortgage Disclosure Act (HMDA) data, and compared conventional and government-backed prime mortgage lending in seven U.S. cities, based on borrowers’ race and ethnicity and the racial and ethnic composition of neighborhoods. Read More|
|Time to Leave Finger Prints Behind Across the country, all but two states, Arizona and New York, have abandoned the costly and problematic fraud prevention tool in conjunction with the Food Stamp program. Read More|
|Holes in the Safety Net: Access to Charity Care on Long Island Our latest report finds that almost one-half of the 23 hospitals surveyed failed to provide family members of seriously ill, uninsured patients with the information they needed to get financial assistance in advance of medical emergencies. Read More|
|Connecting Consumers to Coverage: The Role of Navigators & Consumer Assistance Programs in Implementing Health Reform in New York New report on assisting consumers with federal health care reform. Read More|
|Paying More for the American Dream V Access to mortgage refinance loans sharply declined in communities of color – and increased substantially in predominantly white neighborhoods, according to a report released today by a multistate collaboration of regional research, policy and advocacy organizations, including Empire Justice Center.... Read More|
|The Mortgage Meltdown II New York's continuing foreclosure crisis and the need to help homeowners avoid the loss of their homes Read More|
|The Self-Sufficiency Standard for New York State 2010 This report measures the income and earnings necessary for families to be self-sufficient in every county of the state. Read More|
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