Paying More for the American Dream III:

ARTICLES

Free Tax Preparation and Volunteer Income Tax Assistance (VITA)

VITA is a free, IRS-sponsored program to help low- and middle-income workers have the...

Addressing Credit Reporting Issues for Survivors of Domestic Violence

Once immediate safety concerns are addressed, long-term independence and security for...

POLICY ADVOCACY

Empire Justice Memo of Support: Pass the Consumer Credit Fairness Act

A.7558A, the Consumer Credit Fairness Act (CCFA), would prevent debt buyers from cont...

Empire Justice Memo of Support: A.1406/S.4140- Protect the Homes of Welfare Recipients

New York is one of only two states in the nation that takes deeds and mortgages again...

RELATED NEWS

CPB warns about mortgage scams

“Loan Modification Scam Alert” campaign was launched by the New York State Consumer...

Paying More for the American Dream III:

April 23, 2009

Promoting Responsible Lending to Lower-Income Communities and Communities of Color

A report released today by a multi-state collaboration of regional research, policy, and advocacy organizations underlines the critical role that the Community Reinvestment Act (CRA) plays in promoting safe, affordable lending to lower-income borrowers and communities. The report, Paying More for the American Dream III: Promoting Responsible Lending to Lower-Income Communities and Communities of Color, examines the impact of CRA in seven metropolitan areas in the United States: Chicago; New York City; Los Angeles; Rochester, NY; Boston; Charlotte, and Cleveland. 

Download the PDF: Paying More for the American Dream III

Supporting Documents