How Fair Is New York’s FAIR Plan?

ARTICLES

Free Tax Preparation and Volunteer Income Tax Assistance (VITA)

VITA is a free, IRS-sponsored program to help low- and middle-income workers have the...

Addressing Credit Reporting Issues for Survivors of Domestic Violence

Once immediate safety concerns are addressed, long-term independence and security for...

POLICY ADVOCACY

Empire Justice Memo of Support: Pass the Consumer Credit Fairness Act

A.7558A, the Consumer Credit Fairness Act (CCFA), would prevent debt buyers from cont...

Empire Justice Memo of Support: A.1406/S.4140- Protect the Homes of Welfare Recipients

New York is one of only two states in the nation that takes deeds and mortgages again...

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CPB warns about mortgage scams

“Loan Modification Scam Alert” campaign was launched by the New York State Consumer...

How Fair Is New York’s FAIR Plan?

May 21, 2009

Empire Justice Center has been working for several years on issues around fair access to homeowners insurance.  New York currently has no public data on where and to whom insurers are writing homeowners policies.  However, Empire Justice was able to acquire data by zip code on where homeowners go as a “last resort” for insurance.

An analysis of this data may suggest whether and where homeowners have less access to afordable property insurance. 

Download the PDF: Fair Plan Analysis