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How Fair Is New York’s FAIR Plan?

May 21, 2009

An Examination of NYPIUA's Residential Fair Plan Policies

Author(s): Barbara van Kerkhove, Ph.D., Researcher/Policy Analyst

Empire Justice Center has been working for several years on issues around fair access to homeowners insurance.  New York currently has no public data on where and to whom insurers are writing homeowners policies.  However, Empire Justice was able to acquire data by zip code on where homeowners go as a “last resort” for insurance.

An analysis of this data may suggest whether and where homeowners have less access to afordable property insurance.

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