The Self-Sufficiency Standard for New York State 2010  This report measures the income and earnings necessary for families to be self-sufficient in every county of the state.   Read More

The River Runs Dry: Decreased Access to Mortgage Credit in Rochester’s Underserved Neighborhoods  This report documents a dramatic decrease in prime mortgage lending made between 2006 and 2008 in Rochester, NY, and highlights that low-income communities and neighborhoods of color were hardest hit by the drop-off in lending.   Read More

Paying More for the American Dream IV  A report documenting a dramatic decrease in low-cost home loans and highlighting that communities of color were hardest hit by the drop-off in lending.  Read More

Mending the Patchwork  A report examining county by county inequities in child care subsidy administration in New York State.  Read More

How Fair Is New York’s FAIR Plan?  An Examination of NYPIUA’s Residential FAIR Plan Policies.  Read More

Paying More for the American Dream III:  Promoting Responsible Lending to Lower-Income Communities and Communities of Color  Read More

Curbing the Mortgage Meltdown  The Impact of Foreclosures on New York’s Economy and Communities  Read More

Paying More for the American Dream II  The Subprime Shakeout and Its Impact on Lower-Income and Minority Communities  Read More

Paying More for the American Dream I  A Multi-State Analysis of Higher Cost Home Purchase Lending  Read More

In Sickness and In Debt  A Review of Medical Debt in Upstate New York   Read More

Homeowners Insurance Gap  How race and neighborhood composition explain cost and access disparities in Rochester and Monroe County, New York.  Read More

Medicaid Matters  Finding a Better Way: Ten consumer-friendly ideas to improve New York’s Medicaid program and save money for New York taxpayers  Read More

Insurance Matters: An Emerging Crisis in Child Care  An Emerging Crisis in Child Care  Read More

Child Care in New York State - A Patchwork of Policies  A county by county review of subsidy administraton  Read More

Food Stamps in Upstate New York  Views from the Front Line  Read More

On the Move?  A County by County Review of Welfare Transportation Policies in New York State  Read More

Barries to Medicaid  Challenges and Opportunities for New York State  Read More

What One Hand Giveth, the Other Hand Taketh Away  How New York's Pregnancy-Related Medicaid Recoupment Policy Hurts Low-Income Families.  Read More