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Housing - Policy Related Reports

Paying More for the American Dream V
Access to mortgage refinance loans sharply declined in communities of color – and increased substantially in predominantly white neighborhoods, according to a report released today by a multistate collaboration of regional research, policy and advocacy organizations, including Empire Justice Center.... Read More

The Mortgage Meltdown II
New York's continuing foreclosure crisis and the need to help homeowners avoid the loss of their homes Read More

The Self-Sufficiency Standard for New York State 2010
This report measures the income and earnings necessary for families to be self-sufficient in every county of the state. Read More

The River Runs Dry
This report documents a dramatic decrease in prime mortgage lending made between 2006 and 2008 in Rochester, NY, and highlights that low-income communities and neighborhoods of color were hardest hit by the drop-off in lending. Read More

How Fair Is New York’s FAIR Plan?
An Examination of NYPIUA’s Residential FAIR Plan Policies. Read More

Curbing the Mortgage Meltdown
The Impact of Foreclosures on New York’s Economy and Communities Read More

Homeowners Insurance Gap
How race and neighborhood composition explain cost and access disparities in Rochester and Monroe County, New York. Read More