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Consumer - Testimony

Empire Justice Center Testimony for the 2017 Joint Legislative Budget Hearing on Housing
Empire Justice Center's testimony prepared for the 2017 Joint Legislative Budget Hearing on Housing. New York State must commit $30 million in funding for the Foreclosure Prevention Services Network to continue the great strides we've made in keeping New Yorkers in their homes. Read More

Empire Justice Testimony at the 2017 Human Services Budget Hearing
Our extensive testimony at this year's joint legislative budget hearing on human services. Read More

Empire Justice Testimony: 2016 NYS Joint Budget Hearing on Public Protection
Empire Justice Center's testimony before the joint legislative committees on the 2016-17 Executive Budget proposal regarding Public Protection. New York State must continue to ensure access to justice, regardless of a person's ability to pay for an attorney. Read More

Empire Justice Testimony: 2016 NYS Joint Budget Hearing on Housing
Empire Justice Center's testimony submitted to the Joint Legislative Committees on the 2016 - 2017 Executive Budget proposal - housing. Read More

Empire Justice Testimony on Economic Abuse as a Form of Domestic Abuse
Our testimony on critical issues impacting victims of domestic violence and their families. Read More

Empire Justice Testimony Regarding the Consumer Protection Division
Testimony before the Assembly Standing Committee on Consumer Affairs and Protection Regarding The Effectiveness of the Consumer Protection Division (CPD) within the Department of State (DOS). Read More

Testimony of Empire Justice Client at Assembly Minimum Wage Hearing in Buffalo
My name is Tammy Bove. I went to Empire Justice for help with legal problems I was facing at my job. And today I’m here to share with you some of the hardship I faced in working at a minimum wage job. Read More

Steering Committee of the Campaign to Save Foreclosure Prevention Services 2012 Budget Testimony
The Steering Committee provided written testimony to the Joint Budget Committees on funding for foreclosure prevention services in New York Read More

Empire Justice Testimony at the Roundtable Discussion on the Issues and Concerns of Human Services Administrators, Advocates and Clients
Testimony on the need to invest in child care assistance, the economic impact of foreclosure, improving identification of disability screening for welfare applicants and sanction policies, and the importance of full implementation of the final phase of the welfare grant increase. Read More

Empire Justice Center Testimony on the New York State Department of Financial Services
Testimony at the Hearing on the Merger of the New York State Banking Department and the New York State Insurance Department into the New York State Department of Financial Services Read More

Empire Justice Testimony on Foreclosure Funding and Process at Assembly Hearing in NYC
Rebecca Case Grammatico presents comprehensive testimony about the economic impact of foreclosures on our state, the need for foreclosure prevention services to avoid further devastation of our economy, the successes of the mandatory settlement conferences and more. Read More

NEDAP and Empire Justice Testimony on NYHELPs Program
We fear that low income New Yorkers who receive loans through NYHELPs and later become disabled or have difficulty finding employment will be harmed by this program. Read More

Empire Justice Center Testimony on Discriminatory Mortgage Practices in New York State
Testimony before the Assembly Standing Committee on Banks on discriminatory mortgage practices in New York State. Read More

Empire Justice Testimony on Banking Development Districts
Left to their own devices, banks favor expansion into areas that have a strong potential for the accumulation of large deposits, usually wealthy neighborhoods and commercial zones. Absent government direction and incentives, lower-income neighborhoods are Read More

Empire Justice Testimony on The Evaluation of Chapter 472 of the Laws of 2008
Evaluation of Chapter 472 of the Laws of 2008 and Other Banking-related Programs. Read More

Empire Justice Center Testimony Before Joint Committees on Consumer Affairs and Aging
Addressing Consumer Scams Affecting Senior Citizens. Read More

Empire Justice Center Testimony Addressing Consumer Scams Affecting Senior Citizens
When debts become overwhelming, seniors often become victims of unlawful debt collection litigation tactics used by largely unregulated corporate debt buyers. Read More

GRCRC Testimony at Governor Paterson's Economic Security Cabinet
Comments focused on two areas that directly affect lower-income homeowners and indirectly impact lower-income and minority neighborhoods—the current foreclosure crisis and the lack of access to affordable, quality homeowners insurance. Read More

Empire Justice Testimony at the Senate Banks Committee Hearing
Evaluating the Governor’s Program Bill (S.8143/A.10817) to Address Mortgage Foreclosures and Subprime Lending Practices in New York State Read More