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Consumer - Policy Letters

Confirm Rep. Mel Watt as Director of FHFA
These letters urge NYS Senators Schumer and Gillibrand to support the confirmation of Melvin Watt as Director of the Federal Housing Finance Agenc Read More

Empire Justice urges Governor to sign OCA "Shadow Docket" bill as soon as possible
The legislation helps homeowners, communities (many of the properties stuck in the shadow docket are believed to be vacant), New York’s court system and will hasten New York’s protracted foreclosure process. The Governor needs to sign it into law to prevent any more cases from ending up in "legal limbo." Read More

NYRL Letter to Governor to Sign Shadow Docket
New Yorkers for Responsible Lending (“NYRL”) respectfully encourages you to sign S.4530-A/A.5582-A without delay. The legislation is a simple fix to a problem in New York’s foreclosure process, and is urgently needed to save New Yorkers’ homes from foreclosure. By signing the bill into law, you will close a legal loophole and put an end to New York’s “shadow docket,” in which tens of thousands of foreclosure cases sit inactive – leaving New Yorkers in legal limbo for months and even years. With an estimated 92 foreclosure cases entering New York’s shadow docket each day, time is of the essence. Read More

Empire Justice Center and Other Consumer Organizations Urge CFPB to Expand HMDA
Empire Justice is one of 14 organizations urging CFPB to act quickly to commence its HMDA rulemaking and work with HUD to create and make public the sorely-needed national mortgage default and foreclosure database. Read More

NYRL Urges CFPB to Strengthen Mortgage Servicing Regulations
Empire Justice Center is just one of dozens of New Yorkers for Responsible Lending (NYRL) members that signed this letter urging the Consumer Financial Protection Bureau (CFPB) to revise its proposed mortgage servicing regulations to better protect homeowners. Read More

U.S. Senate Needs to Confirm Cordray to Lead Consumer Bureau
Empire Justice Center is among 220 organizations urging Senate to confirm Richard Cordray to head the Consumer Financial Protection Bureau (CFPB). Read More

Steering Committee of Statewide Campaign to Save the Foreclosure Prevention Services Program Sends Letter to Governor Cuomo Asking for Program to be Funded in Budget
The 27 members of the Campaign Steering Committee sent a letter to the Governor asking for $25 million in the 2012 budget. The statewide program, which funds housing counselling and legal services for homeowners at risk of foreclosure is scheduled to run out of funding December 31st, 2011. Read More

Empire Justice Center and Other Civil Rights Organizations Urge GSE Reform That Protects Access to Affordable Loans and Housing
Sixteen civil rights organizations sign letter to House Financial Services Committee urging members to abandon piece meal approach to GSE reform. Read More

New Yorkers for Responsible Lending Letter to NY Senators on the Restoring American Stability Act of 2010
The Act must guarantee that federal laws and rules serve as a floor, rather than a ceiling preventing states from enacting strong laws in response to local conditions. Read More

Empire Justice Center Letter to FTC on Mortgage Acts and Practices Rulemaking
Comments regarding the Federal Trade Commission’s proposed rulemaking proceeding with respect to mortgage loans. Read More