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Community Development - Policy Letters

Empire Justice Center and Other Consumer Organizations Urge CFPB to Expand HMDA
Empire Justice is one of 14 organizations urging CFPB to act quickly to commence its HMDA rulemaking and work with HUD to create and make public the sorely-needed national mortgage default and foreclosure database. Read More

New York Organizations Oppose Capital One's Acquisition of HSBC's Credit Card Business
Six New York legal services and consumer advocacy organizations, including Empire Justice Center, tell the OCC to deny Capital One's application to acquire HSBC's credit card and private label credit business. Read More

NYRL Members Urge Federal Office to Implement Insurance Data Disclosure Regulation
NYRL members urge the new Federal Insurance Office to use its authority under Dodd-Frank to implement a national homeowners insurance data disclosure regulation to hold insurers accountable and help ensure that all communities have access to fair and affordable insurance products. Read More

Empire Justice Center and Other Civil Rights Organizations Urge GSE Reform That Protects Access to Affordable Loans and Housing
Sixteen civil rights organizations sign letter to House Financial Services Committee urging members to abandon piece meal approach to GSE reform. Read More

Empire Justice Center Letter to FTC on Mortgage Acts and Practices Rulemaking
Comments regarding the Federal Trade Commission’s proposed rulemaking proceeding with respect to mortgage loans. Read More