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Community Development - Policy Related Articles

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2014: Access to credit remains tight for people and communities of color

While we are 5 years into the recovery, a Center for Responsible Lending analysis of the just-released 2014 data shows that we are still not making enough progress. Read More

Empire Justice Center 2015 State Policy Priorities

All New Yorkers, particularly the most vulnerable, should have an equal opportunity to pursue justice and the road to prosperity. For too many of us, this is not an option. To work toward achieving these goals, New York must make investments and statutory changes in 2015. Read More

Empire Justice Center 2014 State Policy Priorities

Empire Justice Center 2014 State Policy Priorities Read More

Governor Urged to Take Quick Action on Bill to Help Spare NYers from Foreclosure

Empire Justice is a member of a statewide coalition that says every day of delay puts 92 more homeowners at risk of losing homes. Read More

Empire Justice Center 2013 State Legislative Priorities

Empire Justice budget and substantive legislative priorities for 2013. Read More

Resources for those Affected by Hurricane Sandy

Here are some helpful resources and links as you and your clients deal with the aftermath of Sandy. We’ll do our best to keep updating it. Read More

Empire Justice Center 2012 Legislative and Executive Agenda

The focus of our state level policy work for 2012. Read More

The Subprime Crisis: Is Government Housing Policy to Blame?

In this paper the authors examine whether housing policy, embodied by the Community Reinvestment Act (CRA) and the affordable housing goals of the government sponsored enterprises, were associated with worse outcomes in the mortgage market, including delinquency rates and measures of loan quality. Read More

Highlights from the 2011 Legislative Session

After all the emails, strategy sessions, meetings, Facebook updates and trips to Albany, the 2011 Legislative session closed with a huge amount of excitement about New York’s new civil rights law that will bring marriage equality to same sex couples. Read More

New CRL Research: Payday Loans are a Gateway to Long-Term Debt

Although payday loans are marketed as quick solutions to occasional financial shortfalls, new research from the Center for Responsible Lending shows that these small dollar loans are far from short-term. Read More