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Empire Justice Center 2013 State Legislative Priorities
Empire Justice budget and substantive legislative priorities for 2013.
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Resources for those Affected by Hurricane Sandy
Here are some helpful resources and links as you and your clients deal with the aftermath of Sandy. We’ll do our best to keep updating it.
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Empire Justice Center 2012 Legislative and Executive Agenda
The focus of our state level policy work for 2012.
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The Subprime Crisis: Is Government Housing Policy to Blame?
In this paper the authors examine whether housing policy, embodied by the Community Reinvestment Act (CRA) and the affordable housing goals of the government sponsored enterprises, were associated with worse outcomes in the mortgage market, including delinquency rates and measures of loan quality.
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Highlights from the 2011 Legislative Session
After all the emails, strategy sessions, meetings, Facebook updates and trips to Albany, the 2011 Legislative session closed with a huge amount of excitement about New York’s new civil rights law that will bring marriage equality to same sex couples.
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New CRL Research: Payday Loans are a Gateway to Long-Term Debt
Although payday loans are marketed as quick solutions to occasional financial shortfalls, new research from the Center for Responsible Lending shows that these small dollar loans are far from short-term.
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Force-Placed Insurance Strips Equity from NYS Homeowners
Force-placed insurance harms New York homeowners and puts them at increased risk of foreclosure.
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News Articles on the Release of Empire Justice Center's Report: The Mortgage Meltdown II
News articles from various sources on The Mortgage Meltdown II report.
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Empire Justice Center 2011-12 State Legislative Priorities
New York State has long led the nation in crafting effective and responsive policies in times of crisis; our ability to lead and to foster innovation in the face of adversity is second to none. We all agree that New York must pursue new approaches and new policies that will help our state recover from the economic recession so that we can begin to thrive once again.
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Protecting Funds from Illegal Seizure
Alarmed by the number of calls coming in dealing with the improper seizure of bank accounts containing funds which are exempt from seizure under federal law, including Social Security, disability benefits, pensions, child support and other essential income, Empire Justice staff began looking at the issue more closely.
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