Empire Justice Memo on Federal Policy Recommendations to Help New York Homeowners
February 10, 2009
Subprime mortgage lending triggered the foreclosure crisis. Subsequent declines in the economy and in home values are increasing the risk of mortgage default and foreclosure. Following is a summary of the present outlook and most current proposed solutions taken from industry analysts, regulators, scholars and the media. Read More

Empire Justice Memo of Support: A. 1406 (Wright)
February 3, 2009
This bill which would repeal the requirement that public assistance applicants and recipients provide a lien or mortgage against their homes as a condition of eligibility. Read More

Empire Justice Memo on Federal Policy Recommendations to Help New York Homeowners
February 10, 2009
Subprime mortgage lending triggered the foreclosure crisis. Subsequent declines in the economy and in home values are increasing the risk of mortgage default and foreclosure. Following is a summary of the present outlook and most current proposed solutions taken from industry analysts, regulators, scholars and the media. Read More

Empire Justice Memo of Support: A. 1406 (Wright)
February 3, 2009
This bill which would repeal the requirement that public assistance applicants and recipients provide a lien or mortgage against their homes as a condition of eligibility. Read More

GRCRC Comments on M & T Bank's 2008 CRA Exam
July 3, 2008
These comments focus M&T Bank’s HMDA lending, small business and SBA lending, and its response to community investment and service needs. Read More

Empire Justice Comments on Proposed Changes to the Real Estate Procedures Act
June 12, 2008
This letter commends HUD for its efforts to simplify and improve the process of obtaining mortgages and to reduce settlement costs to consumers through proposed changes to the Real Estate Procedures Act (RESPA), and offers suggestions to improve the proposed changes. Read More

Empire Justice Center Testimony at the joint legislative hearing on health in the Executive Budget
February 2, 2009
There is no question that the Governor’s Health Budget moves us in the right direction. Low-income New Yorkers across New York will see their access to public health coverage improve as a result of proposals to simpl Read More

Empire Justice Center Testimony at the Public Protection Hearing for 2009-2010
January 27, 2009
For the Empire Justice Center, state funding is a critical part of our annual budget – with it we are able to provide training, support and technical assistance in a broad array of substantive law areas to legal services staff throughout the state. Read More