Legislative Memos
Empire Justice Memo of Support: A.1406/S.4140- Protect the Homes of Welfare Recipients
February 12, 2010
New York is one of only two states in the nation that takes deeds and mortgages against the homes of welfare recipients to recover the public assistance paid to these homeowners. Read More
Empire Justice Memo of Support: Pass the Consumer Credit Fairness Act
February 12, 2010
A.7558A, the Consumer Credit Fairness Act (CCFA), would prevent debt buyers from continuing to exploit gaps in our state’s Civil Practice Law and Rules, while allowing legitimate cases to proceed. Read More
Policy Letters
New Yorkers for Responsible Lending Letter to NY Senators on the Restoring American Stability Act of 2010
April 26, 2010
The Act must guarantee that federal laws and rules serve as a floor, rather than a ceiling preventing states from enacting strong laws in response to local conditions. Read More
Empire Justice Center Letter to FTC on Mortgage Acts and Practices Rulemaking
July 30, 2009
Comments regarding the Federal Trade Commission’s proposed rulemaking proceeding with respect to mortgage loans. Read More
Comments
GRCRC Wants Stronger CRA Regulations
August 27, 2010
The Greater Rochester Community Reinvestment Coalition, convened by Empire Justice Center, urges federal agencies to strengthen and expand regulations governing the Community Reinvestment Act. Read More
GRCRC Asks Federal Regulators to Strengthen Mortgage Lending Data Regulations
August 13, 2010
To coordinate with hearings being held across the country, the Greater Rochester Community Reinvestment Coalition submitted comments to federal banking regulators asking them to expand the disclosure of mortgage lending data under HMDA. Read More
Testimony
Empire Justice Center Testimony on the Governor's Proposed Deficit Reduction Plan
November 5, 2009
In the Governor’s proposed Deficit Reduction Plan, several funding streams, are slated for substantial cuts that will not only undermine your commitment and the Assembly’s commitment to legal assistance, but will also result in INCREASED costs to the state. Read More
NEDAP and Empire Justice Testimony on NYHELPs Program
September 9, 2009
We fear that low income New Yorkers who receive loans through NYHELPs and later become disabled or have difficulty finding employment will be harmed by this program. Read More
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