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Student Loans

There are a variety of issues surrounding student loans: obtaining responsible student loans, consumer rights and obligations for repaying student loan debt, predatory student loan debt collection practices, and discharge of student loan debt.  This section points consumers to articles and resources about student loans, as well as describing the advocacy work being done by Empire Justice Center and other consumer advocates in this area.  

 



ARTICLES

Information Regarding Everest Institute College
f you are a current Everest Institute student and need further information regarding student loan relief options. Read More

Top Ten Ways The CFPB Can Help You With Financial Questions
The U.S. PIRG Education Fund has put together this great resource of how the CFPB can help you. It includes information on how to make complaints to the CFPB. Read More

On Campus, New Deals With Banks
A new U.S. PIRG Education Fund report explains the growing influence of banks and financial firms on college campuses as debit and prepaid cards are “grafted” onto student IDs and used for student loan disbursements. Read More


Student Loans: Articles



IN THE NEWS

Everest's closing left many in limbo
When Everest was shut down, 462 full- and part-time students who had been attending the school on Portland Avenue in Irondequoit were left in limbo — having invested in their future and often going deep in debt. Read More

Why Is It So Hard for Corinthian Students to Get Their Promised Debt Relief?
Many former students of the disgraced diploma mill remain in a financial straitjacket, lacking the resources and legal savvy to navigate an opaque relief process. Read More


Student Loans: In the News



POLICY ADVOCACY

Empire Justice Memo of Support: New York State Must Require that Student Loan Servicers be Licensed
Student loan servicing has generally gone unregulated in New York State, and confusion about student loans is common among borrowers, in part because there are no common rules. This bill would set a baseline level of procedures and protections to provide common sense notice and protections for borrowers. Read More

Empire Justice Comments on Proposed Federal Student Loan Regulations
After the closing of Everest we were inundated with calls for help from former students who were struggling to navigate the student loan discharge process. We found ourselves immersed in learning all we could about this process, and were shocked to find how challenging it was to navigate for a lay person. Read More





NEWSLETTERS

Legal Services Journal - Winter 2009-2010 Issue
In this issue of the Legal Services Journal, you will find Empire Justice Center's Legislative Agenda for 2009-2011 and articles on Domestic Violence, Immigration, Child Care, Public Benefits, Child Support and Consumer and Community Development. Read More





RESOURCES

Top Ten Ways The CFPB Can Help You With Financial Questions
The U.S. PIRG Education Fund has put together this great resource of how the CFPB can help you. It includes information on how to make complaints to the CFPB. Read More

Consumers Can Register Complaints with the CFPB
Any consumer with a complaint involving a mortgage, a student loan, a credit card, a bank account, a car loan, a money transfer or a credit report, can register a complaint with the Consumer Financial Protection Bureau. Debt collection issues and payday loans will be added soon. Read More

Student Loan Resources
Your rights and obligations for repaying student loan debt will depend on whether you have federal or private student loans Read More