Student Loans
There
are a variety of issues surrounding student loans: obtaining responsible student
loans, consumer rights and obligations for repaying student loan debt,
predatory student loan debt collection practices, and discharge of student loan
debt. This section points consumers to articles and resources about student
loans, as well as describing the advocacy work being done by Empire Justice Center and
other consumer advocates in this area.
State Inaction: Gaps in State Oversight of For-Profit Higher Education, an NCLC Report
The astronomical growth in for-profit higher education has exposed increasing numbers of students to rampant fraud and abuse. This report examines state oversight of for-profit schools, focusing on state regulatory structures and the levels of resources devoted to enforcement and oversight. The report also evaluates consumer protection laws, relief funds and other options available to assist students who are harmed. Read More
Your experience with private student loans
The Consumer Financial Protection Bureau needs public input on important questions about private student loans. Whether you have two sentences or two pages to tell us, we want to hear from you. Read More
More Articles >>
Obama Relies on Debt Collectors Profiting From Student Loan Woe
The debt collector on the other end of the phone gave Oswaldo Campos an ultimatum: Pay $219 a month toward his more than $20,000 in defaulted student loans, or Pioneer Credit Recovery, a contractor with the U.S. Education Department, would confiscate his pay. Campos, disabled from liver disease, makes about $20,000 a year. Read More
Student-Loan Debt Tops $1 Trillion
The amount Americans owe on student loans is far higher than earlier estimates and could lead some consumers to postpone buying homes, potentially slowing the housing recovery, U.S. officials said Wednesday. Read More
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RESOURCES
Student Loan Resources :
Your rights and obligations for repaying student loan debt will depend on whether you have federal or private student loans.
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