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Payday Lending: Articles

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Information Regarding Everest Institute College

f you are a current Everest Institute student and need further information regarding student loan relief options. Read More

Top Ten Ways The CFPB Can Help You With Financial Questions

The U.S. PIRG Education Fund has put together this great resource of how the CFPB can help you. It includes information on how to make complaints to the CFPB. Read More

CFPB Takes Action Against Payday Lender For Robo-Signing

Cash America to Refund up to $14 Million for Robo-Signing and Illegally Overcharging Service-members. Read More

To Dodge Law, High-Cost Lender Offers Cash for Free

Hold onto your car titles! High-cost lenders are using them to skirt anti-payday lending laws. Read More

The Case for Banning Payday Lending: Snapshots from Four Key States

This report presents snapshots on payday loan regulation in four key states – California, Illinois, New York, and North Carolina. The snapshots are intended to provide helpful lessons and serve as a useful basis for comparison. The reports authors are: California Reinvestment Coalition, New Economy Project (formerly NEDAP), Reinvestment Partners, and Woodstock Institute. Read More

Study Shows That Payday Lending Is a Net Drain on the Economy

This analysis by the Insight Center for Community Economic Development shows that the economic activity generated by payday lending firms receiving interest payments is less than the lost economic activity from reduced household spending. Read More


The Cuomo Administration today sent the following letter to New York State Assembly Speaker Sheldon Silver opposing the Short-term Financial Services Loan Act (Assembly Bill 1113-A). Read More

JPMorgan Chase Is Reining In Payday Lenders

JPMorgan Chase will make changes to protect consumers who have borrowed money from a rising power on the Internet — payday lenders offering short-term loans with interest rates that can exceed 500 percent. Read More

Bleeding the Borrower Dry

New York is one of 15 states that have banned the predatory, high-interest loans that payday lenders commonly use to pillage low-income borrowers. But offshore lenders increasingly get around state laws by issuing predatory loans over the Internet. Read More

Major Banks Aid in Payday Loans Banned by States

Read how major banks help illegal payday lending happen in New York. Read More