Fair Debt Collection
Abusive debt collection practices have become commonplace in today’s economy. Numerous studies have identified illegal practices ranging from failing to serve court papers to consumers, to attempting to collect debts that are long past their statute of limitations, to using harassing and threatening methods to collect debts. Low-income consumers are hit particularly hard by these practices. Empire Justice Center along with the other members of the New Yorkers for Responsible Lending coalition are utilizing the cases of dozens of clients to chronicle the abuses found state-wide and develop comprehensive protections for low-income consumers.
Highlights from the 2011 Legislative Session
After all the emails, strategy sessions, meetings, Facebook updates and trips to Albany, the 2011 Legislative session closed with a huge amount of excitement about New York’s new civil rights law that will bring marriage equality to same sex couples. Read More
Financial Protections Consumers Need Now
The March 2011 issue of Consumer Reports magazine describes some of what the Consumer Financial Protection Bureau can do for you. Read More
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New Rules Kick in for Social Security and SSI on May 1
Beginning May 1, 2011, elders, veterans, and the disabled can rest a bit easier as a new federal rule kicks in that will limit creditors’ ability to seize funds from Social Security, Social Supplemental Income (SSI), VA, and other federal benefits held in bank accounts in favor of direct deposit or prepaid cards Read More
Crackdown Sought on Debt Scams and Foreclosure Abuse
New Yorkers are needlessly losing money and families are being devastated, according to New Yorkers for Responsible Lending, a coalition of representatives from more than 150 groups fighting what they consider abusive debt collection and unfair home foreclosure practices. Read More
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Empire Justice Memo of Support: Pass the Consumer Credit Fairness Act
The Consumer Credit Fairness Act would prevent debt buyers from continuing to exploit gaps in our state’s Civil Practice Law and Rules, while allowing legitimate cases to proceed. Read More
Empire Justice Center Testimony Before Joint Committees on Consumer Affairs and Aging
Addressing Consumer Scams Affecting Senior Citizens. Read More
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Legal Services Journal - Spring 2010 Issue
This issue of the Legal Services Journal contains articles on Consumer and Community Development, Immigration, Public Benefits and Disability Benefits. Read More
