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Credit Reports & Credit Repairs: Resources

Free annual credit reports

There are three nationwide consumer credit reporting agencies (“CRAs”) and each report differently so you should check each report. Read More

Consumer Action 2011 Fall Issue: Secured Credit Card Survey

One of the few ways to build a credit record or to rebuild a damaged credit history is with a secured credit card. Read More

Addressing credit report errors

If you believe there is an error on your credit report, you may dispute the trade item by sending a dispute letter to the credit reporting agency “CRA.” Read More

How to get and keep a good credit score

This is information provided by the Consumer Financial Protection Bureau on the steps to take to get and keep a good credit score. Read More