Laws & Regulations

RECENT NEWS

State's finance score above average

Consumers in New York are faring better than those in 30 other states, though New Yor...

Applications Being Accepted for Hanna S. Cohn Equal Justice Fellowship

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POLICY ADVOCACY

GRCRC Wants Stronger CRA Regulations

The Greater Rochester Community Reinvestment Coalition, convened by Empire Justice Ce...

GRCRC Asks Federal Regulators to Strengthen Mortgage Lending Data Regulations

To coordinate with hearings being held across the country, the Greater Rochester Comm...

PUBLICATIONS

The River Runs Dry: Decreased Access to Mortgage Credit in Rochester’s Underserved Neighborhoods

This report documents a dramatic decrease in prime mortgage lending made between 2006...

Paying More for the American Dream IV

A report documenting a dramatic decrease in low-cost home loans and highlighting that...

NEWSLETTERS

Spring 2010 :

This issue of the Legal Services Journal contians articles on Consumer and Community Development, Immigration, Public Benefits and Disability Benefits. Read More

Winter 2009-2010 :

In this issue of the Legal Services Journal, you will find Empire Justice Center's Legislative Agenda for 2009-2011 and articles on Domestic Violence, Immigration, Child Care, Public Benefits, Child Support and Consumer and Community Development. Read More


UPCOMING EVENTS

Webinar: Federal Financial Reform, the New Consumer Financial Protection Bureau and the Impact on Homeowners Facing Foreclosure

Hear about the details of the new federal financial reform and the creation of a Cons...

Webinar: HAMP Update

The Home Affordable Modification Program (HAMP) has evolved considerably since it was...

Articles

Improving New York's Deceptive Acts and Practices Statute
May 14, 2010
Every state has a statute or collection of statutes intended to target unfair and deceptive acts and practices (UDAP) that occur in the course of business transactions. A strong UDAP statute contributes to consumer protection in two significant ways. Read More

NYRL Supports Immediate Passage of Legislation to Prevent Foreclosures
November 16, 2009
New Yorkers for Responsible Lending statement in support of Governor's program bill #46 that would improve and expand the foreclosure settlement conference process and the 90-day pre-foreclosure notice requirement, provide crucial protections for tenants in foreclosed properties, and protect neighborhoods with high rates of foreclosure by mandating that lenders maintain foreclosed properties. Read More

Consumer Financial Protection Agency Required Now
November 2, 2009
As Congress takes up the issue of financial reform this fall, it should pass legislation creating a Consumer Financial Protection Agency (CFPA) to protect consumers from abusive financial products. Read More

Foreclosure Prevention: State and Federal Update
August 13, 2009
It’s not like anyone needs to read another article these days about foreclosures and what they are doing to our economy. New York State, however, has taken unprecedented steps to address the problem, as has President Obama’s administration. Read More