Homeowners' Insurance

RECENT NEWS

State's finance score above average

Consumers in New York are faring better than those in 30 other states, though New Yor...

Applications Being Accepted for Hanna S. Cohn Equal Justice Fellowship

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POLICY ADVOCACY

GRCRC Wants Stronger CRA Regulations

The Greater Rochester Community Reinvestment Coalition, convened by Empire Justice Ce...

GRCRC Asks Federal Regulators to Strengthen Mortgage Lending Data Regulations

To coordinate with hearings being held across the country, the Greater Rochester Comm...

PUBLICATIONS

The River Runs Dry: Decreased Access to Mortgage Credit in Rochester’s Underserved Neighborhoods

This report documents a dramatic decrease in prime mortgage lending made between 2006...

Paying More for the American Dream IV

A report documenting a dramatic decrease in low-cost home loans and highlighting that...

NEWSLETTERS

Spring 2010 :

This issue of the Legal Services Journal contians articles on Consumer and Community Development, Immigration, Public Benefits and Disability Benefits. Read More

Winter 2009-2010 :

In this issue of the Legal Services Journal, you will find Empire Justice Center's Legislative Agenda for 2009-2011 and articles on Domestic Violence, Immigration, Child Care, Public Benefits, Child Support and Consumer and Community Development. Read More


UPCOMING EVENTS

Webinar: Federal Financial Reform, the New Consumer Financial Protection Bureau and the Impact on Homeowners Facing Foreclosure

Hear about the details of the new federal financial reform and the creation of a Cons...

Webinar: HAMP Update

The Home Affordable Modification Program (HAMP) has evolved considerably since it was...

Recent Documents

Insurance Information for Consumers and Homeowners
July 7, 2010
Links to information on insurance for consumers and homeowners. Read More

Reports

How Fair is New York's FAIR Plan?  An Examination of NYPIUA's Residential FAIR Plan Policies (May 21, 2009).  Empire Justice Center has been working for several years on issues around fair access to homeowners insurance.  New York currently has no public data on where and to whom insurers are writing homeowners policies.  However, Empire Justice was able to acquire data by zip code on where homeowners go as a “last resort” for insurance.  Read More

Homeowners Insurance Gap (May 5, 2005) - This report shows how race and neighborhood composition explain cost and access disparities in Rochester and Monore County, NY.  Read More