Home Mortgage Disclosure Act (HMDA)

POLICY ADVOCACY

Empire Justice Memo of Support: Pass the Consumer Credit Fairness Act

A.7558A, the Consumer Credit Fairness Act (CCFA), would prevent debt buyers from cont...

Empire Justice Memo of Support: A.1406/S.4140- Protect the Homes of Welfare Recipients

New York is one of only two states in the nation that takes deeds and mortgages again...

NEWSLETTERS

Winter 2009-2010 :

Empire Justice Center's quarterly newsletter for advocates. Read More


UPCOMING EVENTS

Representing Homeowners at Mandatory Settlement Conferences

Mandatory settlement conferences are now an integral component to the foreclosure pro...

New Approaches to Stabilizing Homeowners and Communities in Western NY

this taped broadcast is geared towards housing counselors, legal services organizatio...

The key piece of legislation for giving communities and policy makers information about how well banks and other mortgage lenders are serving communities under the Community Reinvestment Act is the Home Mortgage Disclosure Act (HMDA), which was enacted by Congress in 1975 and is implemented by the Federal Reserve Board's Regulation C.  

Overview of Home Mortgage Disclosure Act (HMDA) and Regulations
December 4, 2009
The key piece of legislation for giving communities and policy makers information about how well banks and other mortgage lenders are serving communities under the Community Reinvestment Act. Read More

New HMDA Regulations Create Opportunities for Consumer Advocates
April 1, 2005
HMDA has been critical in helping consumer advocates, legislators and the public understand the extent of mortgage redlining and work to increase investment by depository institutions in low- and moderate-income and minority communities - communities that traditionally have been underserved. Read More