Credit Reports & Repairs

POLICY ADVOCACY

Empire Justice Memo of Support: Pass the Consumer Credit Fairness Act

A.7558A, the Consumer Credit Fairness Act (CCFA), would prevent debt buyers from cont...

Empire Justice Memo of Support: A.1406/S.4140- Protect the Homes of Welfare Recipients

New York is one of only two states in the nation that takes deeds and mortgages again...

NEWSLETTERS

Winter 2009-2010 :

Empire Justice Center's quarterly newsletter for advocates. Read More


UPCOMING EVENTS

Representing Homeowners at Mandatory Settlement Conferences

Mandatory settlement conferences are now an integral component to the foreclosure pro...

New Approaches to Stabilizing Homeowners and Communities in Western NY

this taped broadcast is geared towards housing counselors, legal services organizatio...

 

Addressing Credit Reporting Issues for Survivors of Domestic Violence
January 16, 2010
Once immediate safety concerns are addressed, long-term independence and security for survivors of domestic violence require reliable financial resources to sustain daily living and future planning. Read More

New Law to Protect Victims of Identity Theft
July 8, 2008
On July 7, 2008, Governor Paterson signed into law his identify theft program bill. Read More

New York Law Allows New York Consumers to "Freeze" Their Credit Report
December 1, 2006
On November 1, 2006, the Credit Report Security Freeze Legislation (A.7349-D/S.6805-B) went into effect in New York State. The law allows New Yorkers to put a security freeze on their credit reports, disallowing unknown third parties from accessing their information. Read More

Credit Reports Lead to Bank Blacklisting
July 1, 2006
Here is a new one. SSA tells Ms. Smith to open a bank account so that monthly SSD checks and a retroactive award may be electronically deposited. Ms. Smith tries to open a bank account, but is turned away from one bank after another because she is on a “bank black list.” Read More

Anything But a “Debtor’s Bill of Rights”
What the Federal Bankruptcy Bill Has in Store for Americans
April 1, 2005
On March 13, 2005, the Senate passed the bankruptcy bill, S.256, by a vote of 74 to 25. All 55 Republicans voted in favor of the bill, joined by a disappointing 17 Democrats. Senator Schumer remained one of the strongest opponents of the bill. Read More