Debt Settlement Scams
August 13, 2009
Debt Settlement companies promise to help consumers escape from mounting credit card debt, while paying only a fraction of the money owed. These companies promise to help consumers by negotiating directly with creditors. Some of them even promise that a lawyer will help with the negotiations Read More

New Law to Protect Victims of Identity Theft
August 1, 2008
On July 7, 2008, Governor Paterson signed into law his identify theft program bill. The law includes restrictions for the use of social security numbers for personal identification by employers, businesses and the government, and outlaws possession of “skimmer” devices which can obtain personal information from credit cards for the purpose of committing identity theft. Read More

Veto Message - Bill Number 809-A
August 18, 2006
Assembly bill number 809-A " An act to amend the general business law, in relation to prohibiting issuers of credit cards from increasing the rate of interest imposed upon outstanding balance based upon a holder's indebtedness or late payments to other creditors" Read More