GRCRC and Other CRA Advocates

December 3, 2009

Community Reinvestment

GRCRC and Other CRA Advocates

Below are lists of national, state and local community reinvestment advocates, as well as a description of GRCRC.

National Advocates and Links

The California Reinvestment Coalition http://www.calreinvest.org/
Community Reinvestment Association of North Carolina http://www.cra-nc.org/
Habitat for Humanity http://www.habitat.org/
Joint Center for Housing Studies (Harvard Univ.) http://www.jchs.harvard.edu/
National Association of Consumer Advocates (NACA) http://www.naca.net/
National Community Reinvestment Coalition http://ncrc.org/
National Consumer Law Center http://www.consumerlaw.org/
National Urban League http://www.nul.org/
NeighborWorks® America http://www.nw.org/network/home.asp
Massachusetts Affordable Housing Alliance http://www.mahahome.org/
United Way of America http://national.unitedway.org/
Woodstock Institute http://www.woodstockinst.org/

State Advocates and Links

Empire Justice Center www.empirejustice.org
Neighborhood Economic Development Advocacy Project http://www.nedap.org
New Yorkers for Responsible Lending http://www.nedap.org/programs/nyrl.html

Local Advocates and Links

The Greater Rochester Community Reinvestment Coalition (GRCRC)

Since 1993, Empire Justice Center and its predecessor, the Public Interest Law Office of Rochester (PILOR), have convened the Greater Rochester Community Reinvestment Coalition to generate and continue discussions about lending patterns in Rochester. GRCRC has a membership of over 30 locally based not-for-profits and individuals. GRCRC monitors the community reinvestment obligations of Bank of America, Canandaigua National Bank, Citizens Bank, HSBC, JP Morgan Chase, KeyBank and M&T Bank.

Since its inception, GRCRC, Empire Justice Center and PILOR have released ten analyses of home mortgage, small business and subprime lending data, using these analyses to identify strengths and weaknesses in lending patterns and to generate ongoing discussion with the banks in question.   GRCRC also submits comments during CRA exams and mergers, based on the data, to the appropriate state and federal regulators who have oversight of the banks.

GRCRC Members (partial list)

Action for a Better Community, Inc. http://www.abcinfo.org/
Coalition of North East Associations, Inc.  http://www.conea.org/
Empire Justice Center www.empirejustice.org
Enterprise Community Partners http://www.enterprisecommunity.org/
Genesee Co-op Federal Credit Union http://www.genesee.coop/
Greater Rochester Community of Churches http://www.grcc.org/
Greater Rochester Housing Partnership http://www.grhp.org/index.html
The Housing Council http://www.thehousingcouncil.org/
Ibero-American Development Corporation http://www.iaal.org/divisions/iadc/index.html
The Legal Aid Society of Rochester, NY, Inc. http://www.lasroc.org/
Metro Justice of Rochester, New York http://www.metrojustice.org/
Monroe County Legal Assistance Center http://www.lawny.org/index.php/monroe-county-legal-assistance-center
NeighborWorks® Rochester http://www.nwrochester.org/
PathStone http://www.pathstone.org/
Regional Center for Independent Living http://www.rcil.org/
Sisters of St. Joseph of Rochester http://www.ssjrochester.org/section.cfm?id=10
Sojourner House http://www.sojournerhouse.org/
Urban League of Rochester, New York, Inc. http://www.ulr.org/index.htm
Volunteer Legal Services Project http://www.vlsprochester.org/
Western New York Law Center, Inc. http://www.wnylc.net/web/news/XcNewsPlus.asp
Wilson Commencement Park http://www.wilsoncommencementpark.org/

Other Local Links

Empire Justice Center www.empirejustice.org
Housing Choice Website: http://www.housingchoice.org/
United Way of Greater Rochester http://uwrochester.org/