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New Yorkers for Responsible Lending Information on the Foreclosure Shadow Docket
Frequently asked questions and other information on New York's foreclosure Shadow Docket.
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Down Payment Rules Are at Heart of Mortgage Debate
It seemed an easy fix to prevent the excesses of the housing market: make home buyers put more money down.
But as the housing market starts to return and the subprime mess fades from memory, the issue is up for debate.
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Vacant Properties: Growing Number Increases Communities' Costs and Challenges
According to Census Bureau data, nonseasonal vacant properties have increased 51 percent nationally from nearly 7 million in 2000 to 10 million in April 2010, with 10 states seeing increases of 70 percent or more. High foreclosure rates have contributed to the additional vacancies. This report looks at the costs of these properties to communities.
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The Foreclosure Crisis and Its Impact on Communities of Color: Research and Solutions
This report examines the success and weaknesses of the major federal and private foreclosure prevention efforts and offers proposed solutions to rebuild the homeownership markets.
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Fed Study: Low Mortgage Rates No Boon to Refinancing in 2010
According to a new study by the Federal Reserve, despite historically low mortgage rates last year, refinancing activity struggled.
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Highlights from the 2011 Legislative Session
After all the emails, strategy sessions, meetings, Facebook updates and trips to Albany, the 2011 Legislative session closed with a huge amount of excitement about New York’s new civil rights law that will bring marriage equality to same sex couples.
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News Articles on the Release of Empire Justice Center's Report: The Mortgage Meltdown II
News articles from various sources on The Mortgage Meltdown II report.
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New Yorkers for Responsible Lending (NYRL)
New Yorkers for Responsible Lending (NYRL) is a statewide coalition that promotes access to fair and affordable financial services and the preservation of assets for all New Yorkers and their communities.
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State Legislature Addresses Mortgage Foreclosure Crisis and Subprime Lending Abuse
On August 5, 2008, Governor Paterson signed into law comprehensive legislation that the New York State Legislature had passed in June, referred by some as the Foreclosure Prevention and Responsible Lending Act. The law provides assistance to homeowners with high-cost, subprime and non-traditional home loans who are in danger of losing their homes.
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State Legislature Addresses Mortgage Foreclosure Crisis and Subprime Lending Abuse
On August 5, 2008, Governor Paterson signed into law comprehensive legislation that the New York State Legislature had passed in June, referred by some as the Foreclosure Prevention and Responsible Lending Act. The law provides assistance to homeowners with high-cost, subprime and non-traditional home loans who are in danger of losing their homes.
Read More
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