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Homeowners' Insurance: Articles

Cuomo Administration Settles with Country's Largest Force-Placed Insurer

Settlement with Assurant Includes Restitution for Homeowners, a $14 Million Penalty, and Industry-leading Reforms Read More


Hazard Insurance With Its Own Perils (The New York Times)

Investigators are training their sights on a type of hazard insurance policy known as force-placed insurance, a type of policy that has driven up costs for homeowners and pushed some into foreclosure. Read More


Force-Placed Insurance Strips Equity from NYS Homeowners

Force-placed insurance harms New York homeowners and puts them at increased risk of foreclosure. Read More


Insurance Dictated by the Bank

How to avoid Bank-Imposed Flood Insurance Policies Read More


Legislative Round-Up: 2009-2010 Session

Another tempestuous session of the New York State Legislature recently concluded. It was a session often characterized by political stalemate and dominated by the State’s budget woes. Therefore it is not surprising that there was considerable frustration within the community of advocates for low-income New Yorkers. Read More


Empire Justice Center's Legislative Agenda 2009-2011

The Summer issue of the Legal Services Journal highlighted many legislative initiatives for 2009-2011 and provided a “Legislative Scorecard” on those initiatives with detailed articles on a broad array of issue areas. This article will review those initiatives and add to the Legislative Scorecard as we move into the New Year. Read More


Empire Justice Center 2009-11 Legislative Agenda Scorecard

Empire Justice Center's Legislative Agenda Scorecard for 2009 - 2011 Read More


Legislative Roundup

This year, Empire Justice developed our most comprehensive legislative agenda to date. The combined expertise of GULP and PILOR allowed us to focus on a broad array of legislative initiatives all aimed at improving the lives of civil legal services clients. With such an extensive agenda, it was a very busy year. Read More