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Community Development


Community Development is comprised of a variety of areas that impact the stability and growth of neighborhoods and local communities, particularly low and moderate income neighborhoods and communities of color.  The stability of our local communities are affected by how banks and other financial institutions invest in our communities and consumer access to affordable housing, including affordable rents or mortgages, as well as affordable homeowners’ or renters’ insurance.  This section of the website provides information, resources and ways Empire Justice Center is working to assure access to housing and credit that brings stability to our communities.  



ARTICLES

Empire Justice Center 2017 State Legislative Priorities
As New Yorkers, we unite around the concepts of liberty, equality and opportunity. In 2017, Empire Justice Center’s top priorities will be focused on identifying and fostering ways to strengthen New York’s laws, our communities, and each other, to protect justice for ALL New Yorkers. Read More

Empire Justice Center 2017 State Administrative Priorities
As New Yorkers, we unite around the concepts of liberty, equality and opportunity. In 2017, Empire Justice Center’s top priorities will be focused on identifying and fostering ways to strengthen New York’s laws, our communities, and each other, to protect justice for ALL New Yorkers. Read More



IN THE NEWS

Empire Justice Center Statement on CFPB Director Cordray Stepping Down
Consumer Financial Protection Bureau Director Richard Cordray has been a beacon for millions of Americans harmed by abusive financial services practices. Read More

Empire Justice Statement on Language Access Additions to the Uniform Residential Loan Application
On October 20, 2017, The Federal Housing Finance Agency (FHFA) announced its decision to add a preferred language question to the redesigned Uniform Residential Loan Application (URLA) by the end of 2017. Read More



POLICY ADVOCACY

Empire Justice Comments to CFPB Concerning Small Business Lenders in Rochester, NY
While the public CRA lending data adds to our understanding of the CRA performance by banks in their communities, compared to the publicly available HMDA data, the current formulation of the data has severe limitations. Read More

Empire Jusitce Comments on Protecting the Mortgage Insurance Fund
Empire Justice Center's comments focus on how HUD’s current foreclosure alternatives program for FHA-insured loans avoids unnecessary payment of insurance claims, and thus protects the mortgage insurance fund (Fund) and our communities. Read More

 


NEWSLETTERS

Policy Matters October 2017
Empire Justice Center's latest edition of Policy Matters. Read More

 


PUBLICATIONS

Know Your Rights: A Guide to Fighting Discrimination Against Transgender & Gender Non-Conforming New Yorkers Under the New York State Human Rights Law
Transgender and gender-nonconforming people in New York State are now clearly protected by our Human Rights Law (HRL), thanks to new regulations issued earlier this year. Our NEW GUIDE explains what gender identity-based discrimination might look like, and how to exercise your rights under the HRL. Read More

 

The Long Island Foreclosure Crisis: Stabilizing the communities most impacted by foreclosures in Nassau and Suffolk Counties
Study identifies hardest hit towns and strategies to keep families in their homes and limit damage to the local tax base. Read More

 

 

 


TRAINING AND EVENTS

How the Bankruptcy Laws Can Help Your Client Survive Consumer Debt
This program provides a practical overview of federal and NYS bankruptcy laws. It shows non-bankruptcy practitioners how to effectively help their low-income clients survive consumer debt. Read More

New York's Foreclosure Process: From Standing to Settlement Conferences and Everything in Between
This presentation discusses and presents solutions to the procedural and substantive challenges in New York's Foreclosure Settlement Conference Process and updates practitioners on laws and regulations, legal issues, government programs, and resources to help homeowners facing foreclosure. Read More