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Who We Are

C.A.S.H. [Creating Assets, Savings and Hope] is a community coalition of 40-plus organizations, working together to improve life for low-income working families in Monroe County.  We are regarded as a pioneer and national leader in the effort to provide financial services to low-income families. C.A.S.H. was convened by the United Way of Greater Rochester in 2002.  Since June 2007, C.A.S.H. has been headquartered at Empire Justice Center. Learn more

CASH Infographic

Programs & Services

C.A.S.H. helps working families GET, KEEP, and GROW their money.  C.A.S.H. provides the following services to income eligible households:


  • Free Income Tax Return Preparation (VITA – Volunteer Income Tax Assistance)

C.A.S.H. operates free, high quality tax preparation sites throughout Monroe County.  IRS Certified Volunteers prepare and electronically file federal and NYS tax returns for free for income eligible persons.  We also provide our clients with great information about home buying programs, debt management, credit reports, savings programs, affordable health care and health insurance, money management, job training, and more!   Click here to learn more about our Free Tax Preparation Program.


  • C.A.S.H. Coach  (Free One-on-One Financial Coaching)

C.A.S.H. offers the C.A.S.H. Coach Program in partnership with the Consumer Credit Counseling Service of Rochester. Over a period of nine months, participants work one-on-one with trained volunteer coaches to strengthen their money management skills and improve their finances.  Each participant receives free and confidential coaching regarding budgeting, credit, managing money, and achieving financial goals.   Click here to learn more about the Coach Program.


C.A.S.H. Volunteer Opportunities 

The success of C.A.S.H. is due to the generous dedication of volunteers.  If you are looking for a rewarding volunteer experience where you can make a difference, then C.A.S.H. is for you.  We have many types of opportunities in addition to preparing taxes and financial coaching.  To learn more about how you can get involved and join the community of C.A.S.H. volunteers, check out our Volunteer Information page.