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Empire Justice Statement on Language Access Additions to the Uniform Residential Loan Application

For Immediate Release

October 26, 2017

Contact: Ruhi Maker,  (585) 454-4060

On October 20, 2017, The Federal Housing Finance Agency (FHFA) announced its decision to add a preferred language question to the redesigned Uniform Residential Loan Application (URLA) by the end of 2017. This means that Limited English Proficient (LEP) New Yorkers will be able to let lenders know if they prefer to communicate in a language other than English.

“Empire Justice Center applauds the FHFA for this change. There are 2.5 million people in New York whose English is too limited to engage in a complex financial transaction. As lenders begin to capture this information, we hope it will lead to more clarity and understanding of terms in an initial home loan origination, and improve communication all through the servicing of the loan,” said Ruhi Maker Esq., Senior Attorney at Empire Justice Center.

Read the press release from FHFA here.